TOP 7 BEST METAL CREDIT CARDS LIST & REVIEW | BONUS IN 2023
TOP 7 BEST METAL CREDIT CARDS LIST & REVIEW | BONUS IN 2023
METAL
CREDIT CARDS LIST | Here I have explained complete reviews & comparisons about what
banks offer metal credit cards with/no annual fees in the USA.
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METAL CREDIT CARDS LIST |
LIST OF METAL CREDIT CARDS IN 2023
Today
we're talking about the top 7 metal credit cards of 2023 with no annual fee. And be sure to stick around
because 3 of the cards come with no
annual fee.
So, if
you haven't already, All of the cards I'm going to talk about today are going
to be linked down below we're gonna dive right and quick disclaimer. This list is in order of lightest to
heaviest.
Be honest, we've all been out to eat before. And when dinner is wrapping up, the check comes around, and everyone takes out their card, but there is always that one friend with the card.
You know what I'm talking about. It's shiny, it's heavy, and it's very, very cool metal. And when that card gets plopped down, you get all the oohs and ahhs, and if you're anything like me you're probably sitting in the corner thinking.
IF YOU DON'T KNOW WHAT IS CREDIT CARD THEN YOU CAN GET ALL THE INFORMATION ON THIS SITE FOR FREE.
#7 - CHASE SAPPHIRE PREFERRED
Coming
in at number seven we have the Chase
Sapphire Preferred weighing in at 12.4 grams or 191 grains of rice all
right, there's dinner.
This card comes with a signup bonus of
60,000 points after spending $4,000 in the first three months, let
me drop a pro tip for you.
Right
now. You can actually get an 80,000
points signup bonus if you're able to go into a branch and sign up for the Chase Sapphire Preferred as
far as earnings.
You
will earn 5x on travel booked through
the chase travel portal 3x on online groceries 3x on dining and 3x on select
streaming services such as HBO, Max, and Spotify, just to name 2x all the
travel 1x and all other purchases.
BENEFITS OF CHASE SAPPHIRE PREFERRED
A $50
hotel statement credit every single year and you will also get a 25% point bonus
for booking on the Chase travel portal.
The annual fee of this card comes in $25
however, with the hotel credit every year 95-50. That's effectively
a $45 annual fee every year. Coming
in at number six.
#6 - CHASE SAPPHIRE RESERVE
The
bigger brother to the sapphire preferred
is the Chase Sapphire Reserve. This
card weighs in at 12.6 grams or three additional grains of rice this card
comes now with a 50,000 points signup
bonus after spending $4,000 in the first three months.
I will
say this card was the original viral
credit card back in 2016. It's great to see that it's still on the list and
my fairly competitive earnings for this card are as follows.
You
will earn 10 points per dollar spent when you book dining through the chase
dining portal.
You
will also earn 10x for any flight or card rentals booked to the chase travel
portal you will earn 5x for flights booked to the chase travel portal 3 extra days extra travel in 1x.
CHASE SAPPHIRE RESERVE BENEFITS
All
other benefits of the Chase Sapphire
Reserve are very plentiful.
It is a
premium luxury card however I will
just highlight the ones that I think are the best.
One of
the easiest is the $300 travel credit that is easiest to use in the industry bar
none take the card swipe or for travel go ahead and get a statement credit.
You
will also get a 50% point bonus when you redeem travel through the chase travel
portal.
So if
you have a Chase Freedom Unlimited,
a Chase Freedom flex a chase Ink card, or even Chase Sapphire Preferred which I know you're wondering Wait a
minute, John, how can I get a sapphire preferred and Sapphire reserve?
Well, you've come to the right place because of the link above now if you haven't gotten any
of those you can take the points to transfer them to chase sapphire reserve so
when you redeem them, you'll get a 50%
bonus.
It also comes with a priority pass membership
which basically gets you access to airport lounges easily this is where you
can basically go and relax before a
flight.
There are free drinks and free food. You also get a credit towards global entry or TSA
PreCheck I recommend Global Entry because includes TSA PreCheck.
And
what that is is expedited security lines and entry back into the United States.
The annual fee of the Chase Sapphire
Reserve comes in at $550 however, take out that $300 Travel credit and it's
$250 Every year. Coming in number five.
#5- AMAZON PRIME REWARDS CARD
We have
the chase Amazon Prime rewards card.
This card weighs in exactly 13 grams or the Chase Sapphire Preferred for a grand total of 197 grains of rice.
The Chase Amazon card right
now comes with the sound of a $100 free
Amazon gift card instantly like you don't have to do anything you just sign up and you get $100 to go
shopping.
I'm not
however, I know there's always a but you do need to be a prime member. But I
know the but to the but yes, you are a college student you can actually get a
trial of Amazon Prime for free.
Sign up credit card and
potentially just not actually get the full
Prime membership and you would still have the card now as to whether or not
they would actually cancel your card if you got rid of prime.
I would
probably say no, because if you think about it, Chase just wants the cards. Amazon
obviously once you have a membership to
get the card, but if you've got rid of the membership, why would chase care
about it, they just want to get you into their program, and hopefully you
carry a balance and get charged a fee.
However, you won't do that because you're gonna make it on time and in full. Anyway, that's
a pro tip for you.
If
you're in college from an earnings perspective, you will earn a 5% cashback on
Amazon and Whole Foods.
You
will also earn 2% cash back on the restaurant's gas station, and you might even get
10% cashback depending on what kind of prime specials might be money.
BENEFITS OF THE AMAZON PRIME CREDIT CARD
No
foreign transaction fee.
You can
waive that card rental insurance when you rent a car.
That's
what's amazing about this card. It's free, like no annual fee. Think about this
no annual fee card and you get $100
amazon gift card for signing up. Come on now.
#4- AMERICAN EXPRESS GOLD
Coming
in at number four we have the American
Express gold (AMEX GOLD) weighing
in at 14.7 grams for four cloves of garlic.
Now the American Express gold is what I am
calling an amazing number 1 recommended mid-tier credit card.
Let me explain to you why. First
of all the signup bonuses were from 60 to 75,000 points for spending $4,000 in
three months, you're wondering how to get 75,000 points, you have to go look
for it I recommend.com.
There
have also been reports of people getting a nice bonus now if you don't get it
don't worry don't feel bad.
75,000
points is still a tonne for the American
Express gold card is it comes to earnings
and benefits.
This
card earns 4x Back at grocery stores for x back 3x on travel that's booked
directly with Amex travel 1x all
others and as far as benefit absolute Russia here $120 credit to either Uber
Eats or just regular Uber 20 $20 credit to dining, for example, GrubHub you add
that together that's to insurance, auto
credits, and the annual fee is $250.
Use a
mat $250-$240 = $10 effectively for an amazing metal card, It's shining it's
amazing but that is the American Gold which is my topic is Mitch your card of 2023 for making it.
Thank
you for sticking around I want to drop you an honorable mention. I'm not going
to rank this card because I don't want to rank this card.
I've
got something against it, but I can't rank it because of where it is. And
that is the Apple credit card.
Yeah,
the titanium credit card. It's as that 14.7 grams. now I've had a lot of issues. I would say with this
card largely because I don't think the benefit
is there.
But
however, our reports of $75 signup bonus
spend $75. So, I guess it is coming around a little bit with the signup
bonus although it's not publicly available.
You
have to search for it so the link will go to that. The Apple credit card issue that I have with that I don't think
the earnings are quite there.
So as
far as earnings, if you want 3% cash back for shopping at Apple, you will also
earn 2% cash back when you pick the apple.
1%
cashback for using just the regular card which is a beautiful titanium card but you're just not incentivized to use it
which I think is something you'll earn 3%
cashback at select merchants, for example, Nike is one of the benefits of
this card.
Honestly,
I can't think of any I guess you get to the Apple collection if you've got
headphones, phones, watches AirPods got a medical credit card, and an annual fee of $0.
So for
that reason alone, it is honorable to mention the list. no annual fee,
metal shiny card. coming in at number three is the built MasterCard.
#3 - BUILT MASTERCARD
Let's
see full details about the built MasterCard.
16 premium for Snickers pods. What are delicious they're not an affiliate?
They've not sponsored posts. If you want to please do. sign up bonus for this built MasterCard none the earnings for the
built MasterCard 3x on dining 2x on travel in 1x Wait for it to magic rent. You can earn points for rent.
Think about that.
What credit card today allows you to earn
points without charging you a fee. So MasterCard doesn't charge you a fee.
This is
incredible because if you're like me when you first wrap up school and maybe
you might even be a little bit beyond school, you probably pay a lot of money
every month.
Why not
get some points for it? The built MasterCard is the perfect card for rental
payments.
BUILT MASTERCARD BENEFITS
1. You can use it to pay rent,
2. it’s an American Airlines transfer partner.
What does that mean? I flew
American Airlines rather I flew
Qatar Airways and use American Airlines miles in a business class configuration
like $7,000 I paid less than $20 or so tax
and fees to get my butt to the Maldives.
You can
do it using those MasterCard points transferred to American Airlines Qatar Airways and
the card also comes with cell phone protection if you use this card to pay for
your cell phone bill every month of course, with no annual fee coming in at number two.
2#- CAPITAL ONE VENTURE X
What
I'm calling is the hottest credit card of 2020 to the Capital One Venture x at 17 grams.
The Capital One Venture x the hottest card
of 2023 to 75,000 points signup bonus after spending $4,000 in the
first three months as far as earnings for this card, you will earn 10x.
When
you book hotel or card rentals. directly through Capital One travel, you will
earn 5x on flights through travel and 2x on all other purchases.
The
Capital One Venture X is a luxury to travel cards so there's a laundry list of
benefits but I'm going to call out for you but I think that number one a $300 travel credit when you booked
through Capital One travel, you will
also earn a $100 anniversary credit card.
You
also get access to capital one airline lounges which they're starting to open
them up slowly around the country.
But
that's incredible that investing structure will get a priority pass membership
you'll get a global entry or TSA PreCheck credit and the annual fee of this card comes in at $395 however.
If you
take out the $300 travel credit the
100th-anniversary credit you're actually net positive $5 every year.
That is
why this capital venture x is my half-recommended card for 2023 for the top two of your travel or if someone just wants to have a little bit of money back into
your credit card. Come on now people are kind of a no-brainer. Link below. Now
coming in at number one.
#1- AMERICAN EXPRESS PLATINUM
The American Express Platinum comes in at
18 grams. I love pickles, the signup
bonus for the American Express
Platinum ranges anywhere from 100,000 points to 125,000 points. Christian
$1,000.
In the
first 6 months, you're probably wondering, John, I want 125,000 points. Great.
Go ahead and use the resi.com link
down below the American Express Platinum
will earn five ACH travel booked directly with airlines or hotels or with a mixed travel portal
and why next on all the other great benefits for this card.
BENEFITS OF AMERICAN EXPRESS PLATINUM
Now the
American Express Platinum I don't know why there is but it has become a kind of
like a coupon book.
You
know the coupon books you get in the mail. And you're wondering well, it's
great that I've discounts on these
products that I've probably never purchased.
Thank
you very much. It's kind of what the
American Express Platinum has become.
So it
was really just hyper-focused on extracting value which fortunately for a lot of
us, that's really not what I want to focus my time on when I get a credit card
but let's face it, I want to call it that I still think are very valuable are a
$200 Uber credit that you can use Uber Eats or just regular Uber any $100 Sack
credit however you have to redeem in increments of $50 every six months.
You'll
also get access to this interior lounge network which AIMEX
is actually building out to North
America and I think that's one of the best domestic lounges available.
You'll also get a priority pass lounge membership, Global Entry TSA PreCheck.
Now
some of the men the American Express
Platinum include a $300 credit to equinox, a $240 credit to
digital entertainment, which includes things like newspapers, and a $100 airline
incidental credit which used to be valuable when you could actually use these
to try to buy gift cards actually fly but now it's just action Sentinel barges
net of it is the annual fee of this card
is $695.
However,
if you take out the credits that I think are useful, which are 200 to Uber and
$100 to Saks Fifth, it's actually $395 which is still pretty steep.
These are my top seven metal credit cards
of 2022 that may come with the best benefits in 2023 with a bonus, as
you can see, they're kind of all over the place.
I think it's really cool to be on your feet
metal card that is also heavy. Looking at your Apple card even though I'm not ranking
you, I do like where you sit.
If you
have any comments, questions, concerns, or metal cards that I may have missed and
please don't include the black
MasterCard or the gold card.
Those
just aren't worth it. they're a ridiculous annual
fee I didn't even bother including them they're just not enough benefit.
They
are true metal cards that are appealing
to people who just want a heavy metal
card. there's really no other I my opinion incremental value to that. so if
you have any comments or questions, I'll do metal
cards I may have missed drop them in the comment section below. thank you.
God bless you.
Conclude – Hers I have shared my honest reviews about the TOP 7 METAL CREDIT CARDS LIST with signup
bonuses, gifts...Etc. If you want to
know more about these awesome
metal cards then read completely on this site for free in 2023.
Thank you & God bless you
J
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