HOW TO INCREASE CREDIT SCORE FASTER | NO.1 BEST SECRET TRICK

December 03, 2022 GOOD BEGINNER CREDIT CARDS , HISTORY OF CREDIT CARD , HOW TO INCREASE CREDIT SCORE FASTER , WHAT IS A CREDIT CARD , WHAT IS CREDIT CARD CVV NUMBER 0 Comments

HOW TO INCREASE CREDIT SCORE FASTER | NO.1 BEST SECRET TRICK

HOW TO INCREASE CREDIT SCORE FASTER | Let’s learn what is the quickest & fastest way to boost your credit score 100% with my secret trick which you have never done before. Not for overnight.

HOW DO I GET MY CREDIT SCORE HIGHER FASTER

Hey guys, welcome to know how to increase your credit score in a month. So, today we're gonna be talking about credit your credit score.

After reading my story you can able to find out which is the best way to increase your credit score fast. Let’s start.

So today I'm gonna give you a little bit more background on how I did that. Do you guys know your credit score? Drop down in the comments if you know what your credit score is.

WHAT IS YOUR CREDIT SCORE

First, you want to know what your credit score is. Typically, either your bank or your credit card company is gonna give you a monthly score within your dashboard.

And while those scores may vary, at least you know what your score is. For instance, when my credit card says that my score is 743. It says My score is 733.

But what I'm gonna do, I'm gonna average the two of those and that's about a 736 or 738.

But I think I'll take the 743. I definitely want a higher score, but at least I know what my credit score is, as well.

You want to make sure that you're getting your annual credit report. In that report, you're going to be able to find out who your creditors are, and how much you owe to those creditors.

And if there are any liens or negative marks on that report that needs to be taken off and would then you know the information, and you're going to be able to know what kind of debt repayment plan do I need to make.

But what I find on my report, is knowledge is power Gods you want to make sure that you're not just leaving that to the side and just check your score and your report.

So that you can know when your report lies now that you have pulled your credit report, you know what your credit score.

You do have some loans, house loans, you know just understand the difference between good debt and bad debt.

And then that can help you determine which debt you're going to pay off first. Net she wants to make sure that your utilization or your credit ratio is under 30%.

And as I stated last month, I was able to increase my score. I think this is where it came from.

So in February, my ratio was 25%. And now it's 17%. What that means is I now have 83% of my available credit, all my credit cards.

My credit card balance is at a 0% interest rate. And I know that they say that credit cards can be bad depending upon but I think if you can figure out how to use it in a smart way it can be a win.. win.. situation.

You know, if you are using credit cards, you want to make sure that you're paying it down at the end of the month.

So that you're not paying any interest on that. And I know people can say well, that's easier said than done for some people.

And I have been and I know in the past I haven't always paid it off but with last year's I've definitely made sure to pay off the balance or if he said a 0% you have to do it.

So you have to make sure that you can find a way to be able to use credit to help you, one is using it on flights or I use it on cashback, or even rewards.

You know with gift cards, credit cards are not evil, you just have to change you're able to be able to find a way to use them.

As I stated I live in Nashville, Tennessee and I want to give you a few facts about credit card debt in Nashville.

So the average credit card debt in Nashville is $6,217 and we ranked 44 in the US the average for my age range is 35 to 44.

It allows you to $235 and the average credit score in Nashville is a 661 that's actually on a billboard on 24 West and it really gave me any idea to share this story.

I'm saying all that to say is you know people say their credit card debt is bad but as we see we all have credit card debt, but the thing to know is how to use credit wisely.

Want to make sure that we're paying down our debt every month and making it a win-win situation, to summarise everything.

What you want to make sure, is that you know what your credit score is, and then she'll pull in your annual credit report to know who your creditors are, how much you owe, and make sure that you're creating a debt repayment plan.

 

GOOD WAYS TO INCREASE CREDIT SCORE

So you want to make sure that your debt ratio or your current utilization is under 30%. As I stated, my current utilization is about 17%.

So I have 83% available credit. Although I do have credit card debt. It is on a 0% interest and I'm gonna make sure that I'm paying it off before I have it all down although credit people think that credit cards might be bad.

Let's just make sure that we're using a smart way either to get cash back and use it to get points for either gift cards, or flights or just be smart with it.

These are just a few of the tips that I've used during my within the last month. I hope these have been helpful to you.

Please leave a comment and let me know what tips you're using to increase your credit score. If you have any additional questions please let me know. Thanks for reading.

Conclude – Here I have explained how to increase your credit score faster with my No.1 secret hidden trick.

God bless you.